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Give your family greater peace of mind with valuable lifelong protection to help cover living expenses or other bills you may leave behind.
Features and Benefits
- Up to $50,000 in life insurance coverage
- Valuable protection for your entire life
- Guaranteed rates that will never increase
- No waiting period—coverage starts from the day your coverage takes effect
No Medical Exam or Lab Work...Just Health and Other Information
There’s no physical examination or medical tests required…acceptance is based on your answers to health questions and other information you provide or give us permission to obtain. Most who apply are accepted.
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Premiums above are based on your age at issue. If relevant statements of age or facts are not accurate, New York Life will make a fair adjustment of premiums and/or insurance. Residents of FL: Philip Cavan is a licensed Florida agent for service to Florida residents.
New York Life does not anticipate paying dividends for this product. Products that include dividends are also available.
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Get free information including a personalized rate quote and simple application form by mail now.Get Info by Mail
Your premium payments will end at age 95. Your insurance can never be cancelled without your consent—regardless of your health. Also, since it’s your own individual policy, you will remain covered if you change jobs or retire.
Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain. However, during the first two years, New York Life reserves the right to cancel your insurance if your Application contains material misrepresentations about your medical history.
This assists us in protecting the privacy of your information. Life insurance companies are also required to obtain a taxpayer identification number (which is your social security number) in the event that we release money to you that could be considered taxable.
As one of the oldest and largest mutual life insurance companies in the United States, New York Life has been protecting generations of families for more than 170 years. New York Life has the highest possible ratings for financial strength currently awarded to any life insurer from the leading independent rating services: A.M. Best (A++) Highest Rating, Fitch (AAA) Highest Rating, Standard & Poor’s (AA+) Second-Highest Rating, Moody’s Investors Service (Aaa) Highest Rating. Ratings as of 1/01/17.