For life's simpler needs.
Life insurance online in minutes.

  • Affordable term life insurance—$10,000 to $50,000
  • No medical exam or lab work...just health and other information
  • It's easy to apply by mail or complete your application online
Products and online application not available in all states.

Start here with an
instant term life quote.

Plus, get a free information kit by mail.
Tobacco/Nicotine Use
Includes all forms of tobacco and nicotine use within the last 12 months.

We're Sorry

An error has occurred, and we are unable to provide you with an online quote at this time.

To get a quote by phone, please call New York Life at 1-800-361-1741.

Monday - Friday 8 a.m. to 5 p.m. (ET), or Saturday 9 a.m. to 5 p.m. (ET).

Designed for shorter term needs, term life provides life insurance protection for a specific period of time.

See Rates and Apply Get Info by Mail

Whole Life Insurance is
coverage you can keep for a
lifetime to help you protect
your long term needs.

See Rates and Apply Get Info by Mail

Coverage that can last for life— up to $15,000 without answering any health questions or taking a medical exam.

See Rates and Apply Get Info by Mail
To see a details side-by-side Product Comparison
Click Here
New York Life offers a range of coverage amounts and solutions including:
  • Coverage over $50,000
  • Retirement planning
  • Mortgage protection
  • Long term care insurance
Call 1-800-361-1741

Monday - Friday 8 a.m. to 8 p.m. (ET) or Saturday 9 a.m. to 5 p.m. (ET)

or click here for more information.

Backed by the Strength of New York Life Insurance Company

New York Life Insurance Company has the highest possible ratings for financial strength currently awarded to any

life insurer from the leading independent rating services.



from A.M. Best


"Exceptionally Strong"

from Fitch


"Very Strong"

from Standard & Poor's



from Moody's

Ratings as of  03/01/18

A.M. Best, Fitch and Moody's Investors Service Highest Rating. Standard and Poor's Second-Highest Rating.